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Everything You Need to Know Before, During & After Your Purchase
Buying a car is one of the biggest purchases you'll make. We've put together these guides to help you understand your options, avoid common mistakes, and make a confident decision — whether you buy from us or not. No sales pitch, just real information.
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Use Calculator →What's My Buying Power?
Start with your budget and find out what vehicle price you can afford.
Check Buying Power →Finance & Insurance
VSCs, ElevateCare, Gap insurance — everything we offer to protect your purchase.
View F&I Options →Financing & Money Guides
Understanding your financing options is one of the most important parts of buying a car. These guides break down how auto loans work, what to expect, and how to get the best deal.
Financing Basics
Can You Finance a Used Car?
Yes — and most people do. This guide explains how used car financing works, what lenders look at, how to get the best rate, and what to expect whether you're financing through a dealer, bank, or credit union.
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Classic Cars
Classic Car Financing
Financing a classic or collector car is different from a standard auto loan. Learn about specialty lenders like JJ Best and LightStream, down payment requirements, and what to expect when financing a classic.
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Buyer Beware
In-House Financing & Buy Here Pay Here
Buy Here Pay Here sounds convenient — but it often comes with sky-high interest rates, inflated prices, and practices that can cost you thousands. Here's what you need to know before signing anything.
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Leasing
Can You Lease a Used Car?
Technically yes, but it's rare — and usually not a good deal. This guide explains why used car leasing is uncommon, the downsides, and why financing is almost always the better option for used vehicles.
Read GuideThe Buying Process
From your first search to driving off the lot (and beyond), these guides walk you through every step of buying a used car.
Complete Guide
How to Buy a Used Car
The complete step-by-step guide — from setting your budget and getting pre-approved to inspecting the vehicle, understanding the paperwork, and driving home with confidence.
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After Purchase
Steps After Buying a Used Car
You signed the papers and got the keys — now what? Insurance, registration, spare keys, maintenance schedule, and everything else you need to handle in the first week of ownership.
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Trade-Ins
How to Trade In a Car That's Not Paid Off
Still making payments on your current vehicle? You can still trade it in. This guide explains positive vs. negative equity, how the process works, and what to watch out for.
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Insurance
Insurance Coverage for Financed Used Cars
When you finance a vehicle, your lender requires full coverage insurance. This guide explains what that means, how to shop for it, and includes a dedicated section on classic car insurance through BerkleyOne.
Read GuideProtection & Legal
Understanding your rights and protection options helps you avoid costly mistakes and make a more informed purchase.
South Dakota Law
Read Guide
Used Car Lemon Law in South Dakota
South Dakota's lemon law only covers new vehicles — meaning used car buyers have virtually no legal protection. This guide explains what that means for you and why the dealer you choose to buy from matters more than ever.
Quick Links — All Guides & Tools
Finance Office
Location
26874 SD Highway 11, Sioux Falls, SD
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Ready to Start Shopping?
You've done the research — now find the right vehicle. Browse our inventory or get pre-approved to know your exact budget before you shop.